Privacy Policy for Cool Money App

Effective Date: May 5, 2025

Cool Money App (“we,” “our,” “us”) values your privacy. This Privacy Policy explains how we collect, use, share, and protect your personal information when you access or use our mobile application and related services (“App”). By using Cool Money App, you consent to the practices described below.

1. Information We Collect

We may collect the following types of information:

a. Personal Information:

• Name
• Email address
• Phone number
• Address (if provided)

b. Account & Usage Data:

• Login credentials
• Account activity
• App usage patterns
• IP address and device identifiers
• Interactions with sponsored content

c. Payment and Prize Claim Information:

• Photo Identification
• Prize claim history

d. Technical Data:

• Device type, operating system, and version
• Mobile network and location data (with consent)
• Cookies and similar tracking technologies

2. How We Use Your Information

We use the information collected for purposes including but not limited to:

• Creating and managing user accounts
• Verifying identity for eligibility and fraud prevention
• Processing contest entries and prize distributions
• Personalizing user experience and improving app performance
• Displaying and managing sponsored content
• Fulfilling legal, security, and regulatory requirements
• Communicating with users regarding service updates and promotions

3. Data Sharing and Disclosure

We may share your information in the following circumstances:

a. With Third-Party Service Providers

We may engage vendors and partners to provide hosting, identity verification, payment processing, analytics, advertising, or customer support services. These parties are contractually obligated to protect your data.

b. With Sponsors

We may share limited interaction data (e.g., impressions, views, clicks) with sponsors to help measure campaign performance. We do not share personal identifying information without explicit user consent unless required for reward eligibility verification.

c. Legal and Compliance Requirements

We may disclose your data to regulatory bodies, law enforcement agencies, or legal entities if:

• Required by law or legal process
• Necessary to enforce our Terms of Service
• Needed to protect the rights, safety, or property of Cool Money App, users, or others

d. Business Transfers

In the event of a merger, acquisition, or sale of assets, user data may be transferred to the acquiring entity in accordance with applicable data protection laws.

4. User Controls and Choices

You can:

• Access and update your profile information in the app
• Opt out of non-essential communications
• Withdraw consent to data processing (subject to legal/contractual obligations)
• Request deletion of your account and data by contacting info@coolmoneyapp.com

Note: Withdrawing consent or deleting your account may affect your eligibility for contests or cash giveaways.

5. Data Retention

We retain your information for as long as your account is active and as needed to:

• Comply with legal obligations
• Resolve disputes
• Enforce our agreements

Unclaimed cash prizes or incomplete verifications will result in data retention for a minimum of 180 days after the end of the contest period.

6. Data Security

We implement industry-standard safeguards to protect user information, including:

• Encryption of sensitive data
• Secure access controls
• Regular security audits

Despite our efforts, no method of transmission or storage is 100% secure. Users are encouraged to take personal precautions.

7. Children’s Privacy

Cool Money App is not intended for users under the age of 18. We do not knowingly collect personal information from children. If we learn that we have inadvertently gathered information from a minor, we will delete it promptly.

8. International Users

Our services are primarily intended for users in the United States. If you access the App from other jurisdictions, you consent to the transfer and processing of your information in the U.S., where data protection laws may differ.

9. Third-Party Services and Links

The App may contain links to or embed content from third-party sites, including sponsored materials. We are not responsible for the privacy practices or content of these third parties. Please review their privacy policies independently.

10. Your Responsibilities

As a user, you are responsible for:

• Keeping your account secure
• Providing accurate information
• Complying with applicable laws and regulations
• Avoiding any conduct prohibited by our Terms of Service

11. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. When changes are made, the updated policy will be posted within the App with the revised effective date. Continued use of the App constitutes acceptance of the new terms.

12. Contact Information

For privacy-related inquiries or data requests, please contact:
info@coolmoneyapp.com
Cool Money App, Prince George’s County, Maryland, USA

13. Legal Protections and Limitation of Liability

By using Cool Money App, you acknowledge and agree:

• We are not liable for any unauthorized access, breach, or misuse unless caused by our gross negligence.
• Data shared with third parties, especially sponsors, is at your discretion.
• Any disputes arising under this Privacy Policy are governed by the laws of Maryland and resolved exclusively in the courts or arbitration tribunals of Prince George’s County, Maryland.

Thank you for trusting Cool Money App. We are committed to protecting your privacy while offering a rewarding user experience.